What is risk appetite?
For some people, risk means excitement and opportunity. For others, it invokes feelings of fear and discomfort. We all experience a degree of risk in our everyday lives – whether …
Understanding account-based pensions
Once you decide to retire you can access your super as a lump sum or start an account-based pension (also known as an income stream) or do a combination of …
The A-Z of Inheritance
Inheritance is an emotional subject on every level. The people leaving an inheritance generally do it with pride and love. The people receiving an inheritance often receive it with gratitude …
Property investment vs shares
An age-old question is whether it’s better to invest in property or shares. There is actually no right or wrong answer. It all comes down to your preferences and approach …
Four thoughts on cryptocurrency in 2021 and beyond
Some cryptocurrencies have experienced a surge in value (and interest) since the pandemic. However, there’s a long way to go before it becomes clear how to determine their fundamental value. …
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Five simple but effective financial strategies for 2021
2020 may be remembered as the year we’d rather forget. The terrible health consequences and fatalities associated with the spread of Coronavirus both here in Australia and around the world …
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How much super should I have at my age?
A healthy super balance is a key ingredient to living comfortably in retirement. But for many people, retirement is a long way off, and it can be hard to know …
2021 – A list of lists regarding the macro investment outlook
Key Points: 2020 turned out far better for investors than was feared. 2021 is expected to provide solid returns and see a further rotation from pandemic winners to cyclical investments. …
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Review of 2020, outlook for 2021 – from Pandemic to Recovery
Key points 2020 was dominated by the Coronavirus pandemic but shares saw okay returns on the back of policy stimulus and vaccine optimism, resulting in constrained but positive returns for …
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Why it’s important to think about insurance ahead of retirement
If retirement’s coming up on your horizon, you’ll be keen to make sure your plans stay on track. It makes sense to concentrate on things you can control, such as …
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